February 17, 2026
Openbook Home Loans
Website: https://openbook.loans
Openbook Home Loans provides mortgage guidance and related services to individuals seeking residential home financing.
We may collect the following types of information when you visit our website or contact us:
If you choose to apply for a loan, you will be directed to a secure third-party loan application platform. Information submitted through that platform is governed by that provider’s privacy policy.
When you visit our website, we may automatically collect:
This information is used for security, analytics, and website performance improvement.
Our website uses cookies to improve functionality and user experience.
Cookies may be used to:
If you visit our login page, a temporary cookie may be set to determine whether your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
If you log into a restricted administrative area of the website, cookies may store login information and display preferences. These cookies are removed when you log out.
You may disable cookies through your browser settings; however, doing so may affect certain website functionality.
Pages on this site may include embedded content such as videos or maps. Embedded content from third-party websites behaves as if you visited those websites directly.
Those third-party websites may:
We encourage you to review the privacy policies of those third-party services.
We use collected information to:
We do not sell your personal information.
We may share information:
If you request a password reset for a restricted account, your IP address may be included in the reset email for security purposes.
We retain personal information only as long as necessary to:
Mortgage-related documentation may be retained as required by applicable federal or state law.
Depending on your jurisdiction, you may have rights to:
To make a request, contact us using the information below.
We implement reasonable administrative, technical, and physical safeguards to protect personal information.
However, no internet transmission is completely secure. We encourage users to avoid submitting sensitive personal information through unsecured forms.
Loan applications are handled through secure third-party platforms designed for financial data protection.
Our website may contain links to external websites. We are not responsible for the privacy practices or content of third-party websites.
This website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.
If you have questions about this Privacy Policy or how your information is handled, please contact:
Openbook Home Loans
Website: https://openbook.loans
Contact Page: https://openbook.loans/contact-us/
Company: BDK Concepts LLC dba Openbook Home Loans
NMLS ID: 2725515
BDK Concepts LLC dba Openbook Home Loans is a Texas-licensed mortgage broker.
Texas Department of Savings and Mortgage Lending.
NMLS ID #2725515.
This business is not a lender and does not make credit decisions or fund loans.
Openbook Home Loans acts as a mortgage broker, not a lender. We do not fund loans or make credit decisions. Loan approval, terms, and conditions are determined solely by the participating lender.
All information provided is for informational purposes only and does not constitute a commitment to lend or extend credit. Loan approval is not guaranteed and is subject to lender underwriting guidelines, verification of information, and borrower qualification.
Interest rates, APRs, loan programs, and terms are subject to change without notice and may vary based on borrower qualifications, credit profile, property type, loan amount, and other factors. Not all applicants will qualify for the terms displayed.
Openbook Home Loans is not affiliated with, endorsed by, or acting on behalf of any government agency, including but not limited to the FHA, VA, USDA, or any state or federal housing authority.
Equal Housing Opportunity.
Openbook Home Loans conducts business in accordance with the Federal Fair Housing Act and does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, or any other protected class under applicable law.
Any information submitted through this website is used solely for the purpose of responding to inquiries or providing mortgage-related services. We take reasonable measures to safeguard personal information in accordance with applicable privacy and data security laws, including the Gramm-Leach-Bliley Act (GLBA).
This website may contain links to third-party websites or tools for convenience purposes only. Openbook Home Loans does not control, endorse, or assume responsibility for the content, accuracy, or security of any third-party sites.
Openbook Home Loans currently conducts business only in states where properly licensed, including the State of Texas. Mortgage services may not be available in all states.
Complaint Notice – Texas
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and submit a complaint form to the Texas Department of Savings and Mortgage Lending (SML).
Complaint forms and instructions may be obtained from the Department’s website or by contacting the Department at:
Texas Department of Savings and Mortgage Lending
2601 North Lamar Boulevard, Suite 201
Austin, Texas 78705
Phone: (877) 276-5550
Fax: (512) 936-2849
For more information, visit the Department’s website.