Openbook Home Loans was founded on the principle that well-informed borrowers make the best decisions. Transparency isn’t optional — it’s a responsibility.
Company: BDK Concepts LLC dba Openbook Home Loans
NMLS ID: 2725515
BDK Concepts LLC dba Openbook Home Loans is a Texas-licensed mortgage broker.
Texas Department of Savings and Mortgage Lending.
NMLS ID #2725515.
This business is not a lender and does not make credit decisions or fund loans.
Openbook Home Loans acts as a mortgage broker, not a lender. We do not fund loans or make credit decisions. Loan approval, terms, and conditions are determined solely by the participating lender.
All information provided is for informational purposes only and does not constitute a commitment to lend or extend credit. Loan approval is not guaranteed and is subject to lender underwriting guidelines, verification of information, and borrower qualification.
Interest rates, APRs, loan programs, and terms are subject to change without notice and may vary based on borrower qualifications, credit profile, property type, loan amount, and other factors. Not all applicants will qualify for the terms displayed.
Openbook Home Loans is not affiliated with, endorsed by, or acting on behalf of any government agency, including but not limited to the FHA, VA, USDA, or any state or federal housing authority.
Equal Housing Opportunity.
Openbook Home Loans conducts business in accordance with the Federal Fair Housing Act and does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, or any other protected class under applicable law.
Any information submitted through this website is used solely for the purpose of responding to inquiries or providing mortgage-related services. We take reasonable measures to safeguard personal information in accordance with applicable privacy and data security laws, including the Gramm-Leach-Bliley Act (GLBA).
This website may contain links to third-party websites or tools for convenience purposes only. Openbook Home Loans does not control, endorse, or assume responsibility for the content, accuracy, or security of any third-party sites.
Openbook Home Loans currently conducts business only in states where properly licensed, including the State of Texas. Mortgage services may not be available in all states.
Complaint Notice – Texas
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and submit a complaint form to the Texas Department of Savings and Mortgage Lending (SML).
Complaint forms and instructions may be obtained from the Department’s website or by contacting the Department at:
Texas Department of Savings and Mortgage Lending
2601 North Lamar Boulevard, Suite 201
Austin, Texas 78705
Phone: (877) 276-5550
Fax: (512) 936-2849
For more information, visit the Department’s website.